Financial Insurance FAQs

Why does my Landlord require me to carry Tenant Liability Insurance in my lease agreement?

Everyone benefits when a Tenant arranges proper liability protection. A Tenant and a Landlord can avoid a dispute with one another thanks to the tenant liability insurance. For example, if a tenant accidentally caused damage from a stove top fire, the Landlord could sue the tenant for damage they caused to the Landlords property. If the Tenant carries liability insurance, they are able to report the incident and their liability insurance would cover the costs the Tenant is legally responsible for causing.

Do I need business liability insurance if I work from home?

Yes. Depending on the scope of your business, additional coverage can be purchased through your home insurance policy. If the business exceeds the protection available by your home insurer, your Broker can arrange additional insurance through our Commercial Lines department.

If I renovate my home, do I need to update my insurance?

Yes. Renovations or upgrades that increase the value of your home by $5000.00 or more should be discussed with your Broker. Larger jobs such as finishing your basement or adding an addition may require you to purchase Builders Risk or Course Under Construction insurance to protect your home during the renovation.

Do I need special insurance for renewable energy sources like solar panels?

Yes. There are special programs available through our insurance partners to provide our clients with insurance for their solar panels. Ask your Broker before you enroll in a solar panel program to ensure coverage is in place.

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At W.B. White Insurance, we offer a wide range of options for industrial insurance. Whether you require industrial insurance in the construction, concrete or contractor spaces, we can help you to get the right industrial insurance to meet your unique needs. Teaming up with the most reputable insurers in the marketplace means that we will be able to get your coverage from an industrial insurance agency that understands your business and your needs.

The sorts of industries that we can help include, but are not limited to, the following:

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