Our Office Insurance Policy Features

When it comes to office insurance, a one-size-fits-all approach is not in the best interests of yourself, your employees and your business. There are many factors that come into play when signing up for an office insurance policy designed to protect your interests from everything ranging from vandalism to fire to other unexpected events that necessitates to an unplanned shutdown.

At W.B. White Insurance, we offer a wide range of office insurance products to meet your needs. So contact us today, whether you need small office insurance or office liability insurance information, or if you require other policies that may be applicable to your situation.

Our range of office insurance policy features include, but are not limited to, the following:

Loss of income

Whether an incident occurs because of severe weather conditions or some cataclysmic event, you might find it necessary to close your business for a period of time. If this happens, you and your workers could find yourselves in a bind. If your office insurance policy includes a loss of income feature, however, you will not have to worry about any lost income stemming from an unplanned for closure.

Business documents

Office contents insurance will allow you to either replace or restore important business documents that are lost or damaged.

Accounts receivable

This feature is a must if your company issues credit to clients, as you will be protected if a client does not honour its debt payment commitments.

Comprehensive general liability

To safeguard your business interests should some party launch a lawsuit against your company, a comprehensive general liability feature is a must.

Equipment malfunction

Equipment malfunction coverage will be beneficial if equipment that is eligible for coverage breaks down mechanically.

Business property

You can secure coverage for facilities, inventory and more with business property coverage.

Worker misdeeds

With coverage for employee dishonesty, you can be covered if workers unlawfully remove business assets from the premises.

Professional liability coverage

Professional liability, or malpractice insurance, is a feature that comes into play if you face claims concerning acts of professional negligence that result in bodily harm.

Commercial automobile coverage

This sort of coverage is necessary if you have commercial vehicles that are used for business purposes. It will ensure that anyone driving the vehicle is covered in the event of a vehicle accident or mishap.

Computer property

If computers are an important part of your business operations, than it’s necessary to secure coverage in the event that they are damaged to protect both the physical units and the information they house.

With every policy comes a dedicated account manager working for you. When you contact our office in search of an office insurance quote, we will be able to help you to find the right option for your specific situation. We specialize in finding and providing flexible, customizable options so that you get exactly what you need. Get in touch with our team today for a customized office insurance quote so you, your team, your property, and your business can stay safe.