Nonprofit Business Insurance
Non-profit organizations need insurance for many of the same reasons that for-profit organizations do. But if you are in the market for non profit insurance, it pays to reach out to a broker who has experience helping people to get non profit liability insurance.
We have a thorough understanding of the challenges and risks that non-profits face on a day-to-day basis, and we offer affordable non profit business insurance options so that you can protect your business interests and the people who work for you. As part of our service to you, we will provide risk management recommendations and will answer all of your questions.
Since non-profits have unique needs, we provide the following benefits:
Affordable Premiums
For the most part, non-profit organizations do not have the same financial wherewithal as for-profit organizations, which means that we will ensure that you get non profit insurance that is affordable and that your premiums do not increase wildly year after year. Furthermore, we will let you know well in advance if your premiums are slated to rise.
User Friendliness
We understand the specific needs of non-profit organizations and endeavor not only to be transparent, but also to be approachable so that you understand your non profit business insurance coverage, understand how to file claims pursuant to your non profit insurance and generally know how to get the most out of your non profit liability insurance.
Customization
We will conduct a risk management analysis to ascertain exactly what non profit liability insurance coverage you need. So you will end up with a one-size-fits-one package that will protect your non-profit organization.
The sorts of coverage you can have in your non profit business insurance policy include the following:
Commercial General Liability
This sort of policy will protect your non-profit from liability claims stemming from property damage or bodily injury.
Non-Owned Automobile Liability
This coverage safeguards your non-profit organization if it faces legal action due to a vehicle mishap that you or a worker has in a personal car while going about company business. It is important to know that this policy type does not cover you or your workers personally.
Non-Profit Directors and Officers Liability
With this type of coverage, you can protect your non-profit’s directors and officers. Non-profits tend not to have the sort of financial ability as for-profits either to indemnify directors and officers or to shoulder expensive legal action, damage awards or settlements.
Errors and Omissions Liability
Errors and omissions coverage is also referred to as professional indemnity coverage, and it will protect you if a client claims that he or she suffered financial loss owing to an error or omission by you.
Umbrella Liability
This will provide you with additional liability coverage. It is intended to safeguard you from major lawsuits and claims.
If you are ready to get the non-profit insurance that you need, give us a call today and we will work with you to find the right coverage for you.
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