Retail Store Insurance

Whether you operate a mom and pop convenience store, a home and garden facility, a bakery, a restaurant or any other retail company that sells products or services, you need retail insurance.

When you sign on with the right insurer, you will get coverage that is customized to meet your specific needs, which means that factors such as your industry, your offering and your location will be looked at to critically assess the risks you face on a day-to-day basis.

As insurance brokers who understand the ins and outs of retail insurance, we know that you cannot afford to not have retail insurance. Without the right retail insurance policy, you could find yourself facing costly setbacks that could even threaten your ability to remain a going concern. Because we can get you competitive quotes from the most reputable insurance companies in the industry, you can be certain that you will have access to the best retail insurance policy that you could possibly invest in.

When you work in an industry that includes workers, suppliers and customers, you need to be vigilant and protect your business interests with retail store insurance. As such, a proper retail insurance policy will include coverage for a number of vital areas. They include the following:

Business Interruption

This sort of coverage will ensure that you are covered in the event that a disaster or serious incident causes you to lose income. Losing income should your facility require repairs could make this difficult for you and your workers, which is why retail store insurance is such a good idea. With business interruption coverage, everyone covered under the policy have loss of income protection.

Equipment Breakdown

If your retail operations is dependent to one extent or another on equipment, then you should seriously consider getting equipment breakdown coverage. It will kick in should you experience equipment failure, whether scanners, computers or other technical items. It will cover repair or replacement costs as well as for damages caused by the equipment failure.

General Liability

With this coverage, you will be protected in the event that anyone files bodily injury claims, property damage claims or personal injury claims.

Contents and Inventory

This policy will cover your content, inventory, machinery and furniture against theft, loss or damage, which will provide peace of mind should any mishaps occur.

When you are ready to discuss your retail insurance needs, give us a call at W.B. White Insurance to learn about retail store insurance. We will help you to find the customized coverage you need to protect your business interests. While building a business is rewarding, you can suffer a serious hit if you either lack retail insurance or simply do not have enough retail insurance. Contact us today so we can get you the coverage you require.