Building Insurance

Building insurance is a must if you are a building owner as it will provide you with the exact and customized coverage that you need, which in turn will give you peace of mind and protect your business interests. Being on the hook for costly legal action and settlements that could have easily been covered with an affordable building insurance policy is one of the most regrettable and preventable things that business owners can occur.

At W.B. White Insurance, we work with the best insurers in the business, and we can get you the building insurance you need to safeguard your investment so that you can focus on what you do best. When you sign on with us, we will tap into our network of insurance partners to find you competitive quotes for the insurance coverage you require.

While there are lots of coverage options that you can include as part of a comprehensive building insurance package, what follows are some to pay particularly close attention to:

Building Coverage

This policy will cover the building as well as structures on the property in question, which will include storage facilities, garages, retaining walls, fences and more.

Loss of Income

This provision will cover the loss of income stemming from a shutdown or closure of your building owing to some mishap or accident.

Comprehensive General Liability

With this coverage, you will receive protection against legal accountability caused by personal injury, bodily injury, property damage and advertising injury to other people.

Data Compromise/Identity Restoration

If a data breach adversely impacts your operations, you definitely want data compromise/identity restoration protection. With this policy, you will have the support to recover after being the victim of a data breach or if you are an identity theft victim.

Equipment Failure

This coverage will cover any damages to your building caused by the mechanical failure of equipment. This would include things like steam boiler explosions that cause damage to your property.

Building Ordinance and Law

With this building insurance policy provision, you will be covered for any loss of value and heightened fees stemming from enforcement of municipal regulations or ordinances applicable to the repair of damage to buildings.

We can help you navigate the process of choosing the right building insurance policy for your needs. Since no two situations are the same, you should expect a customized option designed specifically for your unique set of circumstances. As experienced insurance brokers, we have partnerships with the leading insurers in Canada. This means that we will be able to get you a competitive building insurance quote that will protect all of your needs. So for the best building insurance policy for your investment, give us a call today for a free consultation.